E-commerce TCO Calculator: SaaS vs Owned Store

Compare the real cost of running a SaaS-based e-commerce store versus owning your commerce platform. Estimate platform fees, development, hosting, maintenance, and year-one costs based on your business revenue.

Adjust your monthly revenue to estimate the potential cost difference between a SaaS commerce platform and an owned e-commerce store.

Year-one cost estimate

₹83,333 / month

SaaS Store — Year 1—
Owned Store — Year 1—
Estimated Year-One Savings—

Same model as our homepage estimator — ₹2k/mo sub, ₹3k apps, 2% success fees vs ₹25k build + ₹1,200/mo hosting.

What Is E-commerce TCO?

Total Cost of Ownership (TCO) goes beyond the monthly platform subscription. It includes the costs involved in running, maintaining, and scaling an e-commerce business over time. Our TCO calculator helps you compare the estimated first-year cost of a SaaS commerce platform with an owned e-commerce platform, including platform fees, development, hosting, maintenance, and other operating expenses.

Frequently asked questions

What is TCO in e-commerce?

TCO, or Total Cost of Ownership, is the total expense involved in running and maintaining an e-commerce platform over a specific period.

Is an owned e-commerce store more expensive?

An owned platform can require a higher initial investment, but the long-term cost depends on platform fees, development, infrastructure, maintenance, transaction volume, and business requirements.

What is included in an e-commerce TCO calculation?

TCO can include platform fees, development, hosting, infrastructure, maintenance, integrations, transaction costs, and other operational expenses.

When should a business consider an owned commerce platform?

Businesses with complex workflows, high transaction volumes, custom functionality, or long-term technology requirements may benefit from owning their commerce infrastructure.

Not Sure Which Commerce Model Fits Your Business?

Use the calculator to estimate your potential costs and compare the economics of SaaS and owned commerce.

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